:root{--ink:#0f172a;--ink-2:#334155;--ink-3:#64748b;--line:#e2e8f0;--bg:#fff;--bg-2:#f8fafc;--brand:#0b5cab;--brand-dark:#084684;--accent:#f59e0b;--accent-dark:#d97f06;--navy:#0d2338;--navy-2:#12304b;--radius:8px;--wrap:1080px}*,:after,:before{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;background:var(--bg);color:var(--ink);font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;font-size:17px;line-height:1.65}.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}h1,h2,h3{line-height:1.2;color:var(--ink);text-wrap:balance}h1{font-size:clamp(1.9rem,4vw,2.6rem);margin:0 0 .5em}h2{font-size:clamp(1.35rem,2.5vw,1.7rem);margin:2em 0 .6em}h3{font-size:1.1rem;margin:1.6em 0 .4em}a{color:var(--brand)}main{padding-bottom:64px}.hdr{border-bottom:3px solid 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h1{color:#fff;max-width:20ch}.hero h1 em{font-style:normal;color:var(--accent)}.hero__sub{font-size:1.12rem;color:#cfdcea;max-width:58ch;margin:0 0 24px}.hero__ctas{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:8px}.hero .btn--ghost{border-color:hsla(0,0%,100%,.42);color:#fff;background:transparent}.hero .btn--ghost:hover{background:hsla(0,0%,100%,.1)}.stripe{height:10px;background:repeating-linear-gradient(-45deg,var(--accent) 0 14px,#14212e 14px 28px)}.stats{background:var(--navy-2);color:#fff;padding:26px 0}.stats__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));grid-gap:22px;gap:22px}.stats__n{font-size:1.6rem;font-weight:800;color:var(--accent);letter-spacing:-.02em;line-height:1.1}.stats__l{font-size:.92rem;color:#b9cadb;margin-top:3px}.answer{background:var(--bg-2);border-left:4px solid var(--brand);border-radius:var(--radius);padding:20px 24px;margin:28px 0}.answer__q{font-size:1.15rem;margin:0 0 8px}.answer__a{margin:0;font-size:1.06rem;color:var(--ink-2)}.facts{margin:28px 0}.facts__caption{margin:0 0 10px}.facts__list{margin:0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}.facts__row{display:grid;grid-template-columns:minmax(160px,34%) 1fr;border-bottom:1px solid var(--line)}.facts__row:last-child{border-bottom:none}.facts__label{font-weight:600;background:var(--bg-2)}.facts__label,.facts__value{padding:12px 16px;margin:0;font-size:.95rem}.facts__value{color:var(--ink-2)}@media (max-width:560px){.facts__row{grid-template-columns:1fr}.facts__value{padding-top:0}}.faq{border-bottom:1px solid var(--line);padding:4px 0}.faq__q{cursor:pointer;font-weight:600;padding:12px 0;list-style:revert}.faq__a{margin:0 0 14px;color:var(--ink-2)}.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));grid-gap:16px;gap:16px;margin:24px 0;padding:0;list-style:none}.card{border:1px solid var(--line);border-radius:var(--radius);padding:18px;background:var(--bg)}.card h3{margin:0 0 6px;font-size:1.05rem}.card h3 a{text-decoration:none}.card p{margin:0;font-size:.94rem;color:var(--ink-3)}.lead{border:1px solid var(--line);border-radius:var(--radius);padding:26px;margin:40px 0;background:var(--bg-2);scroll-margin-top:80px}.lead h2{margin-top:0}.lead__intro{color:var(--ink-2);margin-top:0;max-width:60ch}.lead__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));grid-gap:14px;gap:14px}.field{display:flex;flex-direction:column;gap:5px;font-size:.92rem;font-weight:500}.field--wide{margin-top:14px}.field input,.field select,.field textarea{font:inherit;font-size:1rem;font-weight:400;padding:10px 12px;border:1px solid #cbd5e1;border-radius:6px;background:#fff;color:var(--ink);width:100%}.field input:focus-visible,.field select:focus-visible,.field textarea:focus-visible{outline:2px solid var(--brand);outline-offset:1px}.lead__form button{margin-top:18px}.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.lead__error,.lead__unconfigured{margin-top:18px;font-size:.94rem;padding:12px 14px;border-radius:6px;background:#fef3c7;border:1px solid #fcd34d;color:#78350f}.lead__error{background:#fee2e2;border-color:#fca5a5;color:#7f1d1d}.lead--done{border-color:var(--brand)}.prose{max-width:68ch}.prose ul{padding-left:1.2em}.prose li{margin-bottom:6px}.muted{color:var(--ink-3)}.linkrow,.muted{font-size:.94rem}.linkrow{display:flex;flex-wrap:wrap;gap:8px 16px;padding:0;margin:16px 0 0;list-style:none}.ftr{border-top:1px solid var(--line);background:var(--bg-2);padding:40px 0 28px;font-size:.93rem}.ftr__cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));grid-gap:28px;gap:28px}.ftr__h{font-size:.82rem;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-3);margin:0 0 10px}.ftr__list{list-style:none;padding:0;margin:0;display:grid;grid-gap:6px;gap:6px}.ftr__list a{text-decoration:none}.ftr__list a:hover{text-decoration:underline}.ftr__legal{margin:30px 0 0;padding-top:18px;border-top:1px solid var(--line);color:var(--ink-3)}.pagehead{background:var(--navy);border-bottom:3px solid var(--accent);color:#fff;padding:26px 0 32px;margin-bottom:30px}.pagehead h1{color:#fff;margin:6px 0 10px}.pagehead .hero__sub{color:#cfdcea;margin:0}.pagehead .crumbs,.pagehead .crumbs [aria-current],.pagehead .crumbs a,.pagehead .crumbs li+li:before{color:#9fb6cc}.pagehead .crumbs a:hover{color:#fff}.ticks{list-style:none;padding:0;margin:0 0 8px}.ticks li{position:relative;padding:7px 0 7px 30px;border-bottom:1px solid var(--line);color:var(--ink-2)}.ticks li:last-child{border-bottom:none}.ticks li:before{content:"";position:absolute;left:6px;top:15px;width:9px;height:9px;background:var(--accent);transform:rotate(45deg)}.cards--pillars .card--pillar{border-top:3px solid var(--accent)}.card__meta{margin-top:10px;font-size:.88rem;color:var(--ink-3);font-weight:600}